Everyday tips to help you save money...

Now more than ever you might be feeling the pinch and wondering how you can make savings amid what seems to be constant hikes in food and energy prices. Saving may seem hard, but in fact there are plenty of small ways to reduce your outgoings or earn income when you spend.   Save money on food If you spend a lot of cash on the weekly shop or daily meals during the working day, consider swapping branded items for the same...

LILA: could it be right for me?...

LILA (which stands for ‘Low Income, Low Assets’) is a route into bankruptcy open only to Scottish residents who can meet certain criteria. As its name suggests, the LILA route into bankruptcy is designed to help people with low earnings and little in the way of assets, who have debts they can no longer afford – but for whom the ‘normal’ route into bankruptcy isn’t appropriate. Here...